Complete Claims Index (numbered list)

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#💰 Big Claims

#	Claim	Difficulty	Avg Payout	Time Limit
1	Motor Finance Commission	⭐⭐ Medium	£1,000–£10,000+	6 years
2	Tenancy Deposit Claims	⭐⭐ Medium	1-3x deposit	During/shortly after tenancy
3	Mis-Sold Pensions	⭐⭐⭐ Complex	£1,000–£50,000+	6 years (or 3 from awareness)

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#🏦 Banking & Credit

#	Claim	Difficulty	Avg Payout	Time Limit
4	APP Fraud Reimbursement	⭐⭐ Medium	Full loss	13 months
5	Unaffordable Overdraft Claims	⭐ Easy	£100–£1,000+	6 years
6	Irresponsible Lending Claims	⭐⭐ Medium	£100–£5,000+	6 years
7	Section 75 Credit Card Claims	⭐ Easy	Full purchase price	6 years
8	Chargeback Claims	⭐ Easy	Transaction amount	120 days
9	Packaged Bank Account Claims	⭐ Easy	£100–£1,000+	6 years
10	Direct Debit Guarantee	⭐ Easy	Incorrect amount	Immediate

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#🏠 Housing & Property

#	Claim	Difficulty	Avg Payout	Time Limit
11	Housing Disrepair Claims	⭐⭐ Medium	£1,000–£10,000+	Varies
12	Council Tax Refunds & Discounts	⭐ Easy	£100–£1,000+	Varies by council
13	New Build Warranty Claims (NHBC)	⭐⭐ Medium	Repair costs	2-10 years
14	Leasehold Service Charge Disputes	⭐⭐⭐ Complex	Overcharge refund	Varies

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#✈️ Travel & Transport

#	Claim	Difficulty	Avg Payout	Time Limit
15	Flight Delay Compensation	⭐ Easy	£220–£520	6 years
16	Train Delay Compensation	⭐ Easy	Ticket refund	28 days
17	Timeshare & Holiday Club Claims	⭐⭐⭐ Complex	£5,000–£20,000+	6 years

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#📋 Tax & Benefits

#	Claim	Difficulty	Avg Payout	Time Limit
18	Marriage Tax Allowance	⭐ Easy	£252/year + backdated	4 years
19	HMRC Tax Overpayment Refunds	⭐ Easy	£300–£1,000+	4 years

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#🛒 Consumer Rights

#	Claim	Difficulty	Avg Payout	Time Limit
20	Faulty Goods (Consumer Rights Act)	⭐ Easy	Refund/repair/replace	6 years
21	Parking Ticket Appeals	⭐ Easy	£50–£100 saved	14-28 days
22	Warranty & Guarantee Claims	⭐ Easy	Repair/replacement	Warranty period

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#📡 Telecoms & Utilities

#	Claim	Difficulty	Avg Payout	Time Limit
23	Broadband/Phone Auto Compensation	⭐ Easy	£9.33–£30.49/day	No formal limit
24	Energy Billing Errors	⭐ Easy	Overcharge refund	12 months back-billing

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#🔐 Data & Privacy

#	Claim	Difficulty	Avg Payout	Time Limit
25	Data Breach Compensation (GDPR)	⭐⭐ Medium	£100–£5,000+	6 years

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#📁 Other Claims

#	Claim	Difficulty	Avg Payout	Time Limit
26	GAP Insurance Refunds	⭐ Easy	£100–£400	Policy term / 6 years
27	Gambling Self-Exclusion Failures	⭐⭐ Medium	Full losses	6 years

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#Quick Reference by Difficulty

#⭐ Easy Claims (Do these today!)

5, 7, 8, 9, 10, 12, 15, 16, 18, 19, 20, 21, 22, 23, 24, 26

#⭐⭐ Medium Claims (Worth the extra effort)

1, 2, 4, 6, 11, 13, 25, 27

#⭐⭐⭐ Complex Claims (Still DIY-able)

3, 14, 17

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#Quick Reference by Payout

#Highest Potential Value

1. Mis-Sold Pensions (£1,000–£50,000+)
2. Motor Finance Commission (£1,000–£10,000+)
3. Timeshare Claims (£5,000–£20,000+)
4. Housing Disrepair (£1,000–£10,000+)
5. Tenancy Deposit (1-3x deposit value)

#Quick Wins (Easy money, minimal effort)

1. Marriage Tax Allowance (£252/year)
2. Flight Delay (£220–£520)
3. Train Delay (ticket refund)
4. Broadband Compensation (automatic)
5. Direct Debit Guarantee (immediate)