Data Breach Compensation (GDPR)
Your data was exposed? You may be owed compensation.
At a Glance
| Difficulty | ⭐⭐ Medium |
| Time to DIY | 2–4 hours |
| Typical Payout | £500–£5,000 (individual claims) |
| Time Limit | 6 years |
| Escalation | ICO / County Court |
What Is It?
Under GDPR and the Data Protection Act 2018, organisations must protect your personal data. If they fail and you suffer:
- Material damage (financial loss, identity theft)
- Non-material damage (distress, anxiety, loss of control)
…you can claim compensation.
What Counts as a Data Breach?
- Hacking incidents – your data stolen by attackers
- Accidental disclosure – data sent to wrong person
- Lost devices – unencrypted laptops/USBs lost
- Phishing – employees tricked into revealing data
- Poor security – inadequate protection leading to exposure
- Unlawful sharing – data shared without consent
Am I Eligible?
✅ You may have a claim if:
- Your personal data was involved in a breach
- The organisation failed in its data protection duties
- You suffered distress or financial loss as a result
✅ Evidence of harm:
- Anxiety, stress, or upset
- Time spent dealing with the breach
- Financial losses (fraud, identity theft)
- Increased spam/scam attempts
- Loss of control over personal information
❌ Weaker claims:
- No evidence you were actually affected
- Data was already publicly available
- Minimal distress caused
Compensation Levels
| Impact | Typical Range |
|---|---|
| Minimal distress | £100–£500 |
| Moderate distress | £500–£2,000 |
| Significant distress (anxiety, loss of sleep) | £2,000–£5,000 |
| Severe distress + financial loss | £5,000–£20,000+ |
| Group actions (large breaches) | Often £2,000–£5,000 per person |
Step-by-Step Process
Step 1: Confirm You Were Affected
- Did you receive breach notification?
- Is your data listed as exposed?
- What types of data were involved?
💡 Need more information? Submit a Subject Access Request to find out exactly what data was exposed.
Step 2: Document the Impact
- Keep notes of how it affected you
- Save evidence of increased spam/scams
- Document time spent dealing with it
- Note any financial losses
Step 3: Complain to the Organisation
- Write explaining you want compensation
- Describe the distress/loss caused
- Give them chance to offer settlement
📝 Use our template: GDPR/Data Breach Complaint Letter
Step 4: Report to ICO (Optional)
- Information Commissioner's Office
- They can investigate and fine the organisation
- They cannot award you compensation directly
Step 5: Make a Court Claim (If Needed)
- Small Claims Court for under £10,000
- No lawyers needed
- Organisation may settle to avoid court
Sample Compensation Request
Dear [Data Controller],
Compensation Claim – Data Breach
I am writing to claim compensation following the data breach that affected my personal information.
On [date], I was notified that my data had been exposed, including [list data types – name, email, address, financial details, etc.].
As a result of this breach, I have suffered:
- Distress and anxiety: [Describe impact – e.g., "I have been anxious about potential identity theft and have spent considerable time monitoring my accounts"]
- Increased scam attempts: [If applicable – "I have received numerous phishing emails and scam calls since the breach"]
- Financial loss: [If applicable – describe any fraud or costs incurred]
- Time spent: [Hours spent dealing with the issue]
Under Article 82 of GDPR and Section 169 of the Data Protection Act 2018, I am entitled to compensation for both material and non-material damage.
I am seeking compensation of £[amount – typically £500–£2,000 for moderate distress].
Please respond within 14 days.
Yours faithfully,
[Your Name]
Group Actions (Class Actions)
Large breaches often lead to group actions:
- British Airways breach (2018): £2,000 average settlement
- EasyJet breach (2020): Group action ongoing
- Various NHS breaches: Settled
How to join:
- Look for law firms running "no win, no fee" group actions
- They typically take 25–35% of compensation
- Can be worthwhile for large breaches
ICO Complaints
The ICO can:
- Investigate the breach
- Issue fines to the organisation
- Order them to improve practices
The ICO cannot:
- Award you compensation
- Force the organisation to pay you
But an ICO finding of wrongdoing strengthens your compensation claim.
Common Questions
Q: The company offered me free credit monitoring – is that enough?
Credit monitoring is helpful but doesn't compensate for distress. You can accept it AND claim compensation.
Q: I haven't had any fraud – can I still claim?
Yes. Distress, anxiety, and loss of control over your data are compensable even without financial loss.
Q: The breach was by a hacker – is the company still liable?
Usually yes. Companies must have reasonable security. A successful hack may indicate they didn't.
Q: Should I join a group action or claim individually?
Group actions are easier but you may get less. Individual claims can be higher but require more effort.