Quick Eligibility Checker

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#🚗 Motor Finance

Did you buy a car on finance (PCP, HP, or lease purchase)?

• Yes, before January 2021
• The dealer arranged the finance
• I wasn't told about any commission the dealer received

If you ticked all three → You likely have a Motor Finance Commission claim

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#🏠 Tenancy Deposit

Did you rent a property in England or Wales?

• I paid a deposit
• I never received deposit protection certificate/prescribed information within 30 days
• OR the deposit wasn't protected in a government scheme

If you ticked the first box plus either of the others → You likely have a Tenancy Deposit claim

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#✈️ Flight Delays

Did you have a delayed or cancelled flight?

• Flight departed from UK/EU OR was on a UK/EU airline arriving into UK/EU
• Arrived 3+ hours late at final destination
• Delay was NOT caused by "extraordinary circumstances" (e.g., bad weather, strikes)
• Flight was within the last 6 years

If you ticked all four → You likely have a Flight Delay claim

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#💳 Section 75 / Chargeback

Did you pay for something that went wrong?

• I paid by credit card AND the item cost £100-£30,000 → Section 75
• I paid by debit card or credit card (any amount) within last 120 days → Chargeback
• The goods were faulty, not delivered, or company went bust

If you ticked the relevant payment method plus the last box → You likely have a claim

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#🏦 Bank Charges / Lending

Have you struggled with bank charges or credit?

• I was stuck in my overdraft for months, paying repeated fees → Overdraft claim
• I was given credit I clearly couldn't afford → Irresponsible Lending
• I paid monthly for a packaged bank account with insurance I didn't need → PBA claim
• I was scammed into transferring money to a fraudster → APP Fraud

Tick any that apply and see the relevant claim section

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#🏡 Housing Issues

Do you have property-related problems?

• My landlord won't fix serious problems (damp, heating, leaks) → Housing Disrepair
• I'm in the wrong council tax band → Council Tax Refund
• My new-build home has defects → NHBC Warranty
• My service charges seem unreasonable → Leasehold Disputes

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#📋 Tax

Might you be owed a tax refund?

• I'm married/civil partnered and one of us earns under £12,570 → Marriage Allowance
• I've changed jobs, been on emergency tax, or not claimed work expenses → HMRC Refund

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#📡 Utilities & Telecoms

Had problems with your provider?

• My broadband was down for days / engineer missed appointment → Auto Compensation
• My energy bills seem wrong or based on estimates → Energy Billing

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#🔐 Data & Privacy

Has your data been compromised?

• I was notified my data was exposed in a breach
• I've experienced distress, spam, or financial loss as a result

If yes to both → You likely have a Data Breach claim

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#🎰 Other Claims

• I bought GAP insurance at a dealership I didn't really need → GAP Insurance
• A gambling company let me bet after I self-excluded → Gambling claim
• I got a parking ticket that seems unfair → Parking Appeals
• I bought something faulty → Consumer Rights
• I was sold a timeshare I regret → Timeshare

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#Still Not Sure?

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#Multiple Claims?

Many people qualify for more than one claim. For example:

• Bought a car on finance → Motor Finance + possibly GAP Insurance
• Rented a flat → Tenancy Deposit + possibly Housing Disrepair
• Had a holiday go wrong → Flight Delay + Section 75

Work through each claim separately – they don't affect each other.